How Early Nursing Home Planning Can Protect Your Assets
Thinking about nursing home care or long-term elder care is something most families prefer to avoid. After all, no one wants to imagine themselves or a loved one needing that level of care. But the truth is, for many seniors, it’s not a matter of if, but when. In fact, the U.S. Department of Health and Human Services reports that 7 out of 10 people over the age of 65 will need some form of long-term care in their lifetime.
At Turner Law in Atlanta, GA, we help individuals and families smartly plan early so that a medical crisis doesn’t become a financial one. Without proper planning, long-term care costs can quickly consume a lifetime of hard-earned savings. But with the right legal strategies, you can protect your assets—and your peace of mind.
Why Early Planning Matters
The average cost of a private room in a Georgia nursing home is over $7,000 per month, and assisted living facilities aren’t far behind. Medicare doesn’t cover most long-term care costs, and Medicaid has strict income and asset limits for eligibility.
Without early planning, families often face painful choices—such as selling the family home, cashing out retirement accounts, or draining life savings to pay for care.
But it doesn’t have to be that way.
By starting the process years before care is needed, you can explore powerful legal tools to protect your home, savings, and family legacy. The earlier you start, the more options you’ll have—and the better protected your assets will be.
How Turner Law Helps You Prepare
At Turner Law, we guide Atlanta-area families through the legal maze of long-term care planning with customized strategies designed to fit your unique needs and goals. These may include:
Medicaid Planning
We help you legally restructure assets to meet Medicaid eligibility requirements, so you can receive long-term care benefits without spending down all your savings. This includes setting up Medicaid Asset Protection Trusts and managing income and asset limits.
Long-Term Care Trusts
These irrevocable trusts allow you to transfer assets out of your name while still protecting them for your spouse or heirs. When done in advance of the Medicaid “look-back” period (currently 5 years), these trusts can shield your wealth from nursing home costs.
Durable Powers of Attorney & Healthcare Directives
If you’re ever unable to make decisions for yourself, having these documents in place ensures your wishes are followed and a trusted person can act on your behalf.
Spousal Protection
We implement strategies that protect the assets of a healthy spouse who remains at home while their partner enters long-term care, ensuring they are not impoverished in the process.
Don’t Wait for a Crisis
Too often, families come to us only after a loved one has already entered a nursing home. At that point, options are limited and financial damage has often already occurred. Planning ahead—ideally 5 or more years in advance—offers far more flexibility and peace of mind.
Starting early allows you to:
- Qualify for Medicaid without losing everything
- Keep your family home in the family
- Provide for your spouse and heirs
- Reduce stress for loved ones during difficult times
Why Choose Turner Law?
Based in Atlanta, GA, Turner Law brings compassion, experience, and smart legal solutions to every elder care planning case. We focus on:
- Clear, compassionate guidance
- Custom legal strategies based on your goals
- Protection of your life’s work and savings
- Trusted relationships with Georgia families
We’ve helped countless clients across Atlanta preserve their financial future while navigating the complex realities of aging and care needs.
Start Planning for Tomorrow, Today
The cost of long-term care can be overwhelming—but losing everything you’ve worked for doesn’t have to be part of the equation. With early planning and the right legal strategies, you can protect your assets, your independence, and your legacy.
Contact Turner Law in Atlanta today to schedule a consultation. Let us help you put the right plan in place—before you need it.
Posted on the behalf of Turner Law, LLC
